Retirement Benefits Inc. Commercial Lending Services: Your Trusted Partner in Business Growth
At Retirement Benefits Inc., we understand that every business is unique and has its own set of financial needs. That’s why we offer a comprehensive range of commercial lending services tailored to help your business grow and succeed.
Our Services
1. Commercial Real Estate Loans: Whether you’re looking to purchase, refinance, or construct a commercial property, our real estate loans offer competitive rates and flexible terms.
2. Equipment Financing: Need to upgrade your machinery or invest in new technology? Our equipment financing solutions can help you acquire the assets you need to stay competitive.
3. Working Capital Loans: Manage your day-to-day expenses and maintain a healthy cash flow with our working capital loans.
4. Business Lines of Credit: For businesses that need flexible access to cash, our lines of credit provide financial support when you need it.
| Products | Sector | Use of Proceeds | Collateral | Term | Loan Amount |
| Asset Based Lending | Manufacturers, Distributors, Wholesale, Healthcare | Purchase Inventory, Operating Expenses, Working Capital | AR, Inventory, Equipment, CRE | 12-36 Mos | $500-250MM |
| AR Funding | Staffing, Transportation, Medical, Construction, Manufacturing, Distribution, B2B Service | Payroll, Operating Expenses, Growth | Accounts Receivable | 12-24 Mos | $25k-25MM |
| Equipment Financing | Manufacturers, Distributors, Construction, Services Companies | Acquire Assets and Expansion | Equipment | 12-72 Mos | $25k-$25MM |
| SBA Loans (Express 7a, And 504) | For Profit Businesses, Commercial and Retail, Franchises | CRE Acquisitions, Buy Equipment, Partner Buy-Outs, Buy a Business, Franchise, Debt Refinance, Working Capital | AR, Inventory, Equipment, CRE | 10-25 Years | $200k-$10MM |
| Inventory Finance | Distributors and Wholesalers | Purchase Inventory | Inventory and AR | 12-24 Mos | $500k-$25MM |
| PO Finance | Distributors and Wholesalers | Pay Suppliers | Inventory and AR | As Needed | $25k-$25MM |
| Bridge Loans | All Types | Working Capital, Unexpected Expenses, Fast Closing Required | Secured or Unsecured | As Needed | $100k-$25MM |
| Conventional Term Loans | All Types | Refinance SBA Loans, Real Estate Acquisition, Business Acquisition | Commercial Real Estate | 25 Years | $500k-$15MM |
Why Choose Us?
Expertise: With years of experience in commercial lending, our team of experts is equipped to provide you with the best financial advice and solutions.
Flexibility: We offer a variety of loan types, terms, and rates to meet the unique needs of your business.
Fast Approval: We understand that time is of the essence in business. That’s why we strive to provide quick loan approvals.
Personalized Service: We believe in building long-term relationships with our clients. Our team is dedicated to understanding your business and providing personalized service.
Ready to take the next step in your business journey? Contact us today to learn more about our commercial lending services. Let’s grow together!